Raiffeisen Bank International AG / Key word(s): Half Year Results
21.08.2014 07:36

Dissemination of an Ad hoc announcement, transmitted by DGAP - a service of EQS Group AG.
The issuer is solely responsible for the content of this announcement.

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- Net interest income of EUR 1,954 mn (up 6.4% y-o-y) - Net trading income of EUR 9 mn (down 93.6% y-o-y), impacted by currency-driven valuation losses in Ukraine
- General administrative expenses decreased to EUR 1,519 mn (down 6.1% y-o-y), primarily driven by FX effects
- Net provisioning for impairment losses increased to EUR 568 mn (up 21.1% y-o-y)
- Profit before tax increased to EUR 518 mn (up 10.9% y-o-y) - Consolidated profit increased to EUR 344 mn (up 24.4% y-o-y) - NPL ratio at 10.7% (stable compared to FY 2013)
- NPL coverage ratio increased to 65.3% (up 2.2PP compared to FY 2013) - Common equity tier 1 ratio: CET1 (fully loaded) 10.4%; CET1 (transitional) 12.1%
- Leverage ratio of 6.3% comfortably surpasses the 3% envisaged regulatory ratio


Income Statement in EUR mn 1-6/2014 1-6/2013 Q2/2014 Q1/2014 Net interest income 1,954 1,836 975 979 Net provisioning for 
impairment losses (568) (469) (287) (281) Net interest income after 
provisioning 1,386 1,367 688 697 Net fee and commission 
income 765 785 389 376 Net trading income 9 140 28 (19) General administrative 
expenses (1,519) (1,617) (764) (755) Net income from derivatives 
and liabilities (43) (187) (15) (27) Net income from financial 
investments 78 64 42 37 Profit before tax 518 467 278 240 Profit after tax 371 311 198 173 Consolidated profit 344 277 183 161
Balance Sheet in EUR mn 30/6/14 31/12/13 Equity 10,846 10,364 Total assets 127,279 130,640 NPL ratio 10.7% 10.7% NPL coverage ratio 65.3% 63.1%
Bank Specific Information 30/6/14 31/12/13 Common equity tier 1 ratio 
(transitional) 12.1% 10.7% Common equity tier 1 ratio 
(fully loaded) 10.4% n/a
Performance 1-6/2014 1-6/2013 Net interest margin 3.33% 3.06% Return on equity before tax 8.6% 8.6% Consolidated return on 
equity 5.4% 4.6% Cost/income ratio 55.3% 57.5% Earnings per share in EUR 0.88 0.91
Resources 30/6/14 31/12/13 Employees 56,356 57,901 Business outlets 2,934 3,025

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com


21.08.2014 The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases.
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Language:     English
Company:      Raiffeisen Bank International AG
              Am Stadtpark 9
              A-1030 Vienna
              Austria
Phone:        +43-1-71707-2089
Fax:          +43-1-71707-2138
E-mail:       ir@rbinternational.com
Internet:     www.rbinternational.com
ISIN:         AT0000606306
WKN:          A0D9SU
Listed: Wien (Amtlicher Handel / Official Market)  
End of Announcement DGAP News-Service  

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